personal savings rate

Real Consumer Spending Up, 0.5%, Real Personal Income Down, -0.1%, for February 2012

The Personal Income and Outlays report shows people spent more than they earned in February. Consumer spending increased 0.8% from last month, but after taking price increases into account, increased by 0.5%. While disposable income increased by 0.2%, when adjusted for inflation, disposable income actually dropped, -0.1%. Personal income increased 0.2% in February.

Real Consumer Spending Zero, Real Personal Income -0.1%, for January 2012

There is spending and income and then there is spending an income adjusted for price increases. The Personal Income and Outlays report covers individual income, consumption and savings. Consumer spending increased 0.2% from last month, but after taking price increases into account, there was actually no monthly change.

Consumer Spending, Personal Income both up 0.1%, for November 2011

The Personal Income and Outlays report for November covers individual income, consumption and savings. Consumer spending increased 0.1% while disposable income had no change. Personal income increased 0.1% There are two things to garner from this month's numbers. Consumer spending is mute and wages, salaries declined.

Consumer Spending up 0.1%, Personal Income increases 0.4%, for October 2011

The Personal Income and Outlays report for October covers individual income, consumption and savings. Consumer spending increased 0.1% while disposable income has increased 0.3%. Personal income finally came alive, the first time breaking flat line since March, to a 0.4% monthly increase.

Personal Income Up 0.1%, Consumer Spending Jumps 0.6% for September 2011

The Personal Income and Outlays report for September covers individual income, consumption and savings. Overall the report shows bad news as once again, America's income is rising less than spending. Spending is up 2.2% while disposable income has only increased 0.2% from this time last year.

Personal Income Declines -0.1%, Real Consumer Spending Flatlines for August 2011

The Personal Income and Outlays report for August covers individual income, consumption and savings. Overall the report shows America flatlining again economically. Personal consumption expenditures, called by the press consumer spending, increased 0.2% and in real dollars, flat lined, zero change from July to August.

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